Buyer Closing Costs – The Basics
When you apply for a home loan, your lender should provide you with a good-faith estimate or loan estimate, [...]
Home Selling Step-by-Step Guide
Our First Appointment One or two of our team will preview your property, tour the home and grounds, learning about [...]
Home Buying Step-by-Step Guide
Getting Started We will explain Buyer Representation and answer any initial questions you may have. discuss the requirements or parameters [...]
Financial Fitness for First Time Home Buyers
Are you a would be "FTHB" or First Time Home Buyer, thinking of purchasing a home in the Charlottesville Area? [...]
Ten To-Do’s to Prepare for Home Ownership
Decide what you think you can afford. Generally, you can afford a home equal in value to between two and [...]
First Time Home Buyers: Start Here
If you have never owned a home and are contemplating making the leap, the timing could not be better! The [...]
Taking the Stress out of Home Buying
Are you considering buying a home in Charlottesville or the Central Virginia area? Here are some helpful thoughts about the [...]
How Much Cash Do I Need to Buy a Home?
If you're thinking about buying a home, you have a lot of financial decisions to make. Your Lender and your [...]
10 Questions to Ask Your Home Inspector
Before you make your final buying or selling decision, you should have the home inspected by a professional. An inspection [...]
What’s the Best Way to Search for Homes?
There are lots of ways to search online for homes for sale. The trick for you is to find [...]
The Benefits of Home Ownership
The decision to buy a home is one of the biggest, most important ones you'll make in your lifetime, both [...]
Mortgage Basics – A Quick Introduction
Brush up on these mortgage basics to help you determine the loan that will best suit your needs. Mortgage terms. [...]
About Credit Reports and Scores
When you are preparing to buy a home, or when you take out a personal, business or auto loan, or [...]
Tips for Working with a Lender
Getting pre-qualified for financing is a critical part of the home buying process. Be prepared to discuss these critical questions [...]
Charlottesville Dream Home Wish List
Do you cruise the Charlottesville Area Home Listings daily, dreaming of your next home? Here is a prompt to help [...]
What to Know About the Appraisal Process
Once a home is under contract, the buyer's lender will send out an appraiser to make sure the purchase price is in [...]
Advice for Moving Day and Beyond!
We've been real estate professionals for a long time and over the years we've developed and fine tuned hints and [...]
Fair Housing – A Guide to Your Rights
You may have noticed that all Realtors feature a little "house" symbol, the letters "EHO" or the phrase "Equal Housing [...]
Checking Your Credit Reports
By federal law, each of the three major credit reporting agencies must provide your credit report to you once annually, [...]
Title Insurance – What and Why?
Title insurance is a policy that protects a buyer and/or a lender against errors or omissions or defects in the [...]
Fair Lending – A Basic Primer
You have the right to fair lending. The Equal Credit Opportunity Act (ECOA) prohibits discrimination in any aspect of a [...]
What is meant by “Truth in Lending”?
Your lender must meet certain obligations under the Truth-In-Lending Act. The Purpose of the Act is to “... promote the [...]
