Buyer Closing Costs – The Basics
When you apply for a home loan, your lender should provide you with a good-faith estimate or loan estimate, [...]
Considering a Move to Charlottesville?
Charlottesville is a great place to live, in a geographically beautiful part of the country, has a stable, vibrant economy, [...]
Questions to Ask When Choosing a Realtor
Make sure you choose a REALTOR® who will provide top-notch service and meet your unique needs. The questions below are [...]
Home Buying Step-by-Step Guide
Getting Started We will explain Buyer Representation and answer any initial questions you may have. discuss the requirements or parameters [...]
About Buyer Agency & the Buyer Broker Agreement
Beginning in July 2012, Virginia code required that buyer broker agreements between real estate agents and their buyer clients be [...]
Financial Fitness for First Time Home Buyers
Are you a would be "FTHB" or First Time Home Buyer, thinking of purchasing a home in the Charlottesville Area? [...]
Ten To-Do’s to Prepare for Home Ownership
Decide what you think you can afford. Generally, you can afford a home equal in value to between two and [...]
First Time Home Buyers: Start Here
If you have never owned a home and are contemplating making the leap, the timing could not be better! The [...]
Taking the Stress out of Home Buying
Are you considering buying a home in Charlottesville or the Central Virginia area? Here are some helpful thoughts about the [...]
How Much Cash Do I Need to Buy a Home?
If you're thinking about buying a home, you have a lot of financial decisions to make. Your Lender and your [...]
10 Questions to Ask Your Home Inspector
Before you make your final buying or selling decision, you should have the home inspected by a professional. An inspection [...]
What’s the Best Way to Search for Homes?
There are lots of ways to search online for homes for sale. The trick for you is to find [...]
The Benefits of Home Ownership
The decision to buy a home is one of the biggest, most important ones you'll make in your lifetime, both [...]
Mortgage Basics – A Quick Introduction
Brush up on these mortgage basics to help you determine the loan that will best suit your needs. Mortgage terms. [...]
About Credit Reports and Scores
When you are preparing to buy a home, or when you take out a personal, business or auto loan, or [...]
Understanding your FICO Score
If you are in the market to buy a home in Charlottesville (or anywhere) this Spring, you need to have [...]
Tips for Working with a Lender
Getting pre-qualified for financing is a critical part of the home buying process. Be prepared to discuss these critical questions [...]
Charlottesville Area Lenders
Working with a reliable local lender with expertise, experience and good communication skills will ease your home buying process tremendously. [...]
Charlottesville Dream Home Wish List
Do you cruise the Charlottesville Area Home Listings daily, dreaming of your next home? Here is a prompt to help [...]
What to Know About the Appraisal Process
Once a home is under contract, the buyer's lender will send out an appraiser to make sure the purchase price is in [...]
Find the Perfect Neighborhood!
Are you moving the the Charlottesville-Albemarle area and on the hunt for the perfect neighborhood? Think about these questions and [...]
Does Moving Up Make Sense for You?
Are you keeping an eye on the Charlottesville home listings? Searching Zillow daily and dreaming about that forever home in [...]
Buyer Closing Documents to Hold Onto
On closing day, expect to sign a lot of documents and walk away with a big stack of papers and/or [...]
Advice for Moving Day and Beyond!
We've been real estate professionals for a long time and over the years we've developed and fine tuned hints and [...]
10 Tips for Moving with Your Pets
Moving to a new home can be stressful on your pets, but there are many things you can do to [...]
The Bigger Picture – The Market Nationwide
Here are some helpful resources for keeping current on the housing market nation wide: The National Association of Realtor Research [...]
Keeping up with the Local Market
If you are all about keeping up with facts and figures, running the numbers and understanding the hard data, you [...]
Fair Housing – A Guide to Your Rights
You may have noticed that all Realtors feature a little "house" symbol, the letters "EHO" or the phrase "Equal Housing [...]
Charlottesville Insurance Agents
When the time comes to arrange for new Homeowner’s Insurance, I can recommend the following local providers: State Farm Greg [...]
Tips for Saving on Homeowner’s Insurance
If you're moving the the Charlottesville area from another part of the country, you may find that the cost of [...]
12 Tips for Hiring a Remodeling Contractor
Thinking of sprucing up your Charlottesville home before listing it for sale, or just feathering the nest for your family [...]
All About Septic Systems – Part 1 of 6
What is a Septic System? Some home buyers hear the word "septic" and think it is synonymous with "poisonous". But when [...]
All About Septic Systems – Part 2 of 6
Getting a Septic System Inspected If you are considering purchasing a property which has an on-site septic system, it is important [...]
All About Septic Systems – Part 3 of 6
What Are Common Issues Discovered in Septic Inspections? Most of the time, a well-installed and properly maintained septic system provides [...]
All About Septic Systems – Part 4 of 6
What Happens Next if My Septic Inspection Reveals Problems? First, congratulate yourself on opting for an inspection. You may have [...]
All About Septic Systems – Part 5 of 6
The Difference between a Buyer's Septic Inspection and a Seller's Septic Inspection The last few posts have talked in detail [...]
All About Septic Systems – Part 6 of 6
How Do I Maintain My Septic System? Private septic systems are common in rural central Virginia, and all over the [...]
Understanding Capital Gains in Real Estate
When you sell a stock, you owe taxes on your gain, meaning on the difference between what you paid for [...]
Checking Your Credit Reports
By federal law, each of the three major credit reporting agencies must provide your credit report to you once annually, [...]
What is “Appraised Value” in Home Buying?
Appraisals provide an objective opinion of value, but it’s not an exact science so appraisals may differ. For buying and [...]
Charlottesville Utilities and Homes Services
Here are some names and numbers which will come in handy for connecting services to your new home, or shutting [...]
Charlottesville Area Settlement Agents
At the appropriate time in the course of your home purchase or sale, we will help you make the choice [...]
Charlottesville Area Home Inspectors
Obtaining the advice of a qualified, competent, professional home inspector is a critical step in the home buying process, and [...]
1031 or “Like-Kind” Exchanges
A 1031 or "like-kind" exchange is a way for owners of business and investment real estate to sell property and [...]
Title Insurance – What and Why?
Title insurance is a policy that protects a buyer and/or a lender against errors or omissions or defects in the [...]
The Consumer Financial Protection Bureau
If you're getting ready to buy a home and have been listening to or reading news recently, you might have [...]
Fair Lending – A Basic Primer
You have the right to fair lending. The Equal Credit Opportunity Act (ECOA) prohibits discrimination in any aspect of a [...]
What is meant by “Truth in Lending”?
Your lender must meet certain obligations under the Truth-In-Lending Act. The Purpose of the Act is to “... promote the [...]
